Open a Business Bank Account—Almost instantly

When you form your LLC or corporation with us, you have the option to get a free bank account. Opening a business bank account is essential to keeping your business and personal finances separate. It helps protect your assets, simplifies bookkeeping, and reduces risks during audits.

Get to Know the Basics of Opening a Business Bank Account
with Our Lead Attorney

The Advantages of Using LLC Attorney for Your LLC & Bank Account Setup

Same Day LLC Filing

The moment we receive your order, we get to work filing all the paperwork with the Secretary of State. When it's ready, you'll receive an email letting you know that your business is official!

Get an EIN Fast

When we form your LLC, we also file a request with the IRS for your EIN so you don't lose any time.

Free Business Bank Account

The moment we receive your EIN, you’re eligible for a business bank account with our partner, Relay. Just let us know you’d like one, and we’ll submit the application for you—making it quick and seamless to open your account entirely online.

All Your Docs in One Place

When you form your LLC with us, all your key business documents are stored in a secure portal you can access anytime, anywhere—no more lost paperwork.

Get to Know the Basics of Opening a Business Bank Account

What Documents Do You Need to Open an LLC Bank Account?

To open your business bank account, you’ll need the following LLC documents:

  • Articles of Organization
  • Employer Identification Number (EIN)
  • Operating Agreement
  • ID for owners (e.g., driver's license or passport)
  • Information for all owners with 20%+ ownership (name, DOB, address, SSN)

Once your LLC is formed and with your approval, LLC Attorney will automatically apply for your business bank account using your EIN. The process is quick and hassle-free, so you can focus on running your business.

How to Open Your Instant Bank Account

1. Form Your LLC and Get an EIN at the same time: We’ll file your LLC with the state and secure your EIN.

2. Set Up Your Bank Account: Our systems are fully integrated with Relay Bank, so we will instantly submit your application for a business checking account as soon as your LLC is formed.

3. Receive Your Debit Cards: You’ll receive your physical and virtual debit cards to start managing your business finances immediately.

Why Choose Relay Bank for Your LLC?

No Monthly Fees
Unlike traditional banks, Relay Bank offers business banking with no monthly fees or minimum balance requirements.

Online Convenience
Manage your business bank account entirely online, with the ability to open multiple checking accounts, send payments, and track expenses.

FDIC Insured
Deposits are insured up to $3 million, giving you peace of mind as your business grows.

Profit First® Integration
Relay Bank is the official Profit First bank, perfect for business owners looking to implement this popular cash flow management system.

Compare Relay Bank to Other Business Checking Accounts

When you start a business, you want to open a business checking account. You use the account to receive income and to pay business expenses. We partnered with Relay Bank because we believe it’s the most convenient way to manage your financial transactions.

Business Checking AccountLLCAttorney & Relay BankOther Banks
Monthly service fee$0$5+
# of checking accountsUp to 20Depends on bank
# of savings accounts2Depends on bank
# of physical and virtual debit cardsUp to 50Limited to the number of authorized users
Credit cards
Overdraft fees$0$30+
Secure, role-based access for team members
Receipt managementSome
Mobile check depositSome
Accounts payable servicesSome
24/7 hands-on friendly supportSome
Two-factor authentication and biometric securitySome
FDIC insuredUp to $3MUp to $250,000
Zero Liability ProtectionSome
Profit First official bank
Currency exchange for outgoing international wiresvaries
Payments via ACH transfer, check and wire
Deposit and withdraw cash at Allpoint ATMsSome
Integrate with QuickBooks Online and XeroSome
You Pay:$0/monthToo much
Start My Business

Small Business Banking FAQs

Question
What documents do I need to open a business bank account?
Question
Do I need a business bank account to run my business?
Question
Can I open a business bank account without an EIN?
Question
How does having a business bank account help protect my personal liability as an LLC owner?
Question
Does my bank need to be located in the same state as my LLC?
Question
Why is it important to separate personal and business funds?

Big Moves Start Here. Ready To Form Your LLC?

We’ll file your entity within 24 business hours so you can start building your future the right way, right away.

Additional Services

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