Business Bank Account

Open a Business Bank Account for Your LLC—Instantly

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Starting your business should be smooth, from formation to finances. That’s why we partner with Relay Bank, offering a seamless, fully digital way to open a business bank account for your LLC on the same day we form your business. No need to wait or deal with the hassle of traditional banks—your account will be ready to use almost instantly.

Open My Business Bank Account

Why You Need a Business Bank Account for Your LLC

Opening a business bank account is essential to keeping your business and personal finances separate. It helps protect your assets, simplify bookkeeping, and reduces risks during audits. Having a dedicated account for your LLC is highly recommended for any business owner.

What Documents Do You Need to Open an LLC Bank Account?

To open your Relay Bank business account, you’ll need the following LLC documents:

  • Articles of Organization
  • Employer Identification Number (EIN)
  • Operating Agreement
  • ID for owners (e.g., driver's license or passport)
  • Information for all owners with 20%+ ownership (name, DOB, address, SSN)

Once your LLC is formed, LLC Attorney will automatically apply for your business bank account using your EIN. The process is quick and hassle-free, so you can focus on running your business.

How to Open Your Instant Bank Account

1

Form Your LLC: We’ll file your LLC with the state and secure your EIN.

2

Set Up Your Bank Account: Our systems are fully integrated with Relay Bank, so we can instantly open your business checking account as soon as your LLC is formed.

3

Receive Your Debit Cards: You’ll receive your physical and virtual debit cards to start managing your business finances immediately.

Why Choose Relay Bank for Your LLC?

No Monthly Fees
Unlike traditional banks, Relay Bank offers business banking with no monthly fees or minimum balance requirements.

Online Convenience
Manage your business bank account entirely online, with the ability to open multiple checking accounts, send payments, and track expenses.

FDIC Insured
Deposits are insured up to $3 million, giving you peace of mind as your business grows.

Profit First® Integration
Relay Bank is the official Profit First bank, perfect for business owners looking to implement this popular cash flow management system.

Start Your LLC and Open Your Bank Account Today

With LLC Attorney and Relay Bank, you can get your business bank account opened the same day we form your LLC. It’s fast, reliable, and ensures your business is set up for financial success from day one.

Let’s Open Your Small Business Bank Account
You can open your account the same day we form your LLC.

Why Choose a Relay Bank Business Checking Account

Online and ConvenientFDIC InsuredSeamless, Efficient IntegrationsProfit First® Official BankCrystal Clear Accounting
Because Relay Bank is online, you can open your account without having to go into a branch. When you set up your LLC with us, we can set up your account, too!Relay Bank can spread your deposits between accounts, for a total FDIC coverage of $3,000,000.Relay Bank offers direct integrations with QuickBooks Online, Xero, and many more!Open up to 20 checking accounts to easily practice the Profit First® business banking method. Consolidate your payments—including ACH transfers, wires, checks and payouts from PayPal, Stripe, Square and more.

Compare Relay Bank to Other Business Checking Accounts

When you start a business, you want to open a business checking account. You use the account to receive income and to pay business expenses. We partnered with Relay Bank because we believe it’s the most convenient way to manage your financial transactions.

Business Checking AccountLLCAttorney & Relay BankOther Banks
Monthly service fee$0$5+
# of checking accountsUp to 20Depends on bank
# of savings accounts2Depends on bank
# of physical and virtual debit cardsUp to 50Limited to the number of authorized users
Credit cards
Overdraft fees$0$30+
Secure, role-based access for team members
Receipt managementSome
Mobile check depositSome
Accounts payable servicesSome
24/7 hands-on friendly supportSome
Two-factor authentication and biometric securitySome
FDIC insuredUp to $3MUp to $250,000
Zero Liability ProtectionSome
Profit First official bank
Currency exchange for outgoing international wiresvaries
Payments via ACH transfer, check and wire
Deposit and withdraw cash at Allpoint ATMsSome
Integrate with QuickBooks Online and XeroSome
You Pay:$0/monthToo much

How to Open Your Small Business Bank Account

1

Log in to your LLC Attorney dashboard and choose Bank Account.

2

Answer a few questions. Don’t worry! We don’t just send you to Relay Bank and expect you to find your way. Our systems are integrated.

3

Relay Bank will set up your account.

4

Receive your debit card(s) in the mail.

Ready To Start Your Business?
We file your company within 24 hours.

Small Business Banking FAQs

Question
What kind of bank account should I open as a small business?
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Why do I need a business bank account?
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What do I need to open a business bank account?
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Can I deposit cash into my Relay Bank account?
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Which platforms can I integrate into a Relay Bank account?
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Are my deposits insured by the FDIC?
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Does Relay Bank service all types of businesses?